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Subject to the terms and conditions set forth in this agreement, HC Kothari group grants you a non-exclusive license to view and download the data, text and graphics (collectively the "work") at this web site ("site") only for your individual, informational use. This authorization is not a transfer of title in the work or the rights therein. Except as expressly provided herein, HC Kothari group does not grant you any express or implied right under any patents, trademarks, or copyrights.
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HC Kothari group makes no representations whatsoever about any other web site which you may access through this one. When you access a non-HC Kothari group web site, please understand that it is independent from HC Kothari group, and that HC Kothari group has no control over the content on that web site, even if HC Kothari group provides information or services to the owner of that web site. In addition, a link to a non-HC Kothari group web site does not mean that HC Kothari group endorses or accepts any responsibility for the content or the use of such web site. In fact, HC Kothari group disclaims any and all liability and responsibility for such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.
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These terms and conditions constitute the entire agreement between HC Kothari group and you with respect to your use of the site. Any cause of action you may have with respect to your use of the site must be commenced within one (1) year after the cause of action arises. If a court of competent jurisdiction finds any part of the terms and conditions to be unenforceable, that part shall be enforced to the maximum extent permissible to effect the intent of the terms and conditions, and the remainder of these terms and conditions shall continue in full force and effect.